Karakoram Cooperative Bank Limited (KCBL) has released a job advertisement for the position of Advisor / Transformation Lead in the Head Office at Gilgit, Gilgit-Baltistan.
The bank is seeking a highly qualified, experienced banking professional to spearhead its institutional transformation and help KCBL move toward becoming a Scheduled Bank under the State Bank of Pakistan (SBP).
KCBL announced the job on September 8, 2026, on its official job posting page, and applications are due on September 25, 2026.
| Details | Information |
|---|---|
| Organization | Karakoram Cooperative Bank Limited (KCBL) |
| Position | Advisor / Transformation Lead |
| Location | Gilgit, Gilgit-Baltistan |
| Employment Type | Contractual |
| Contract Period | 1 Year, extendable |
| Required Experience | 20+ years of senior-level Central Banking experience |
| Sector | Banking / Financial Services |
| Reporting To | Board of Directors |
| Salary | Competitive remuneration |
| Posted On | September 8, 2026 |
| Last Date | September 25, 2026 |
KCBL Advisor / Transformation Lead Responsibilities
The successful applicant will be responsible for a broad spectrum of strategic and transformation-related activities.
SBP Licensing and Scheduling
The Advisor / Transformation Lead will lead KCBL’s SBP licensing and scheduling process, including:
- Regulatory readiness
- Inspections
- Addressing SBP observations
- Remediation of regulatory requirements
Regulatory Coordination
The appointed professional will be the key link between KCBL and the State Bank of Pakistan and other relevant regulatory bodies on transformation and regulatory issues.
Corporate Governance
The position will involve strengthening:
- Corporate governance
- Board committees
- Internal controls
- Regulatory reporting
- Compliance with applicable SBP requirements
Operational Restructuring
The candidate will spearhead the operational restructuring and process re-engineering of KCBL’s Head Office and branches.
Risk and Compliance Frameworks
The role includes establishing and strengthening independent:
- Risk Management
- Compliance
- Internal Audit
- AML/CFT
- ERM frameworks
Digital Transformation
The Advisor will drive IT and digital transformation initiatives, including modernization of:
- Core banking systems
- Information security
- Cybersecurity
- Disaster recovery
- Business continuity
- Information systems
Human Resource Transformation
The successful candidate will also lead human resource and organizational transformation, including:
- Manpower assessment
- Organizational restructuring
- Change management
- Organizational culture
- Performance management
- Leadership development
Financial and Strategic Transformation
The position also involves improving:
- Asset quality
- Recoveries
- Capital planning
- Financial sustainability
- Profitability
The successful applicant will be responsible for creating and executing a holistic transformation roadmap and ensuring the successful delivery of Board-approved objectives on time.
Eligibility Criteria for KCBL Jobs 2026
Senior-level role and thus calls for extensive banking and regulatory background.
Required Experience
Applicants should have:
- 20+ years of senior-level Central Banking experience
- A strong record of leadership
- Experience in institutional transformation
- Experience dealing with banking regulations and regulatory authorities
Candidates should have a strong understanding of the banking sector and its regulatory environment.
Preferred Professional Background
Experience as a:
- Commercial Bank CEO
- Deputy CEO
- Group Head Compliance / Risk
- Advisor on banking transformation
Additional Skills and Experience
Candidates should also demonstrate experience or understanding in areas such as:
- SBP regulatory matters
- Commercial bank licensing
- SBP and SECP regulatory requirements
- Regulatory remediation
- Bank transformation
- Institutional restructuring
- Institutional turnaround
- Banking operations
- SBP Prudential Regulations
- Advances and Credits
- Governance
- Risk management
- Compliance
- Audits
- IT transformation
- Human-resource transformation
Experience in complex change management, organizational restructuring and engagement with regulators, boards and federal/provincial government stakeholders is also required.
Other Eligibility Requirements
The advertisement states that candidates should demonstrate:
- Strong understanding of banking and financial-sector transformation
- Proven ability to lead complex change-management programs
- Ability to work effectively with regulators and stakeholders
- Strong professional integrity
- Sound judgment
- Professionalism
- Independence
- Credibility
Appointment Terms
The Advisor / Transformation Lead will report directly to the Board of Directors.
The delegated execution authority and delegated authority of the selected professional will not abrogate or reduce the delegated execution authority and delegated authority of the Chief Executive Officer provided by statute.
Contract Duration
The appointment will initially be for:
1 Year (Extendable)
The extension will be subject to Board-approved terms and conditions.
How to Apply for KCBL Jobs 2026?
Interested and eligible candidates are required to submit their updated CV/resume along with a covering letter explaining their relevant experience and suitability for the position.
Application Address
Head HR Department
KCBL Head Office
Karakoram Cooperative Bank Limited
General Bus Stand, Main Shahra-e-Quaid-e-Azam
Jutial, Gilgit
The advertisement also mentions likhatdaar4@gmail.com as a contact/application email.
Contact Numbers
- 05811-457972
- 05811-457523
Last Date to Apply
KCBL’s official careers page also confirms September 25, 2026 as the application deadline.
Documents Required
Applicants should prepare:
- Updated CV/resume
- Covering letter
- Evidence of relevant professional experience
- Relevant qualification documents
- Professional/registration documents where applicable
- Any documents required to establish compliance with regulatory requirements
Candidates should ensure that their CV clearly highlights senior-level banking, regulatory, and transformation experience.
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